Before the sale our underwriting team will help determine the the best carrier and underwriting class expectation for your clients with with health concerns, help to navigate challenging financial underwriting situations to help your clients get the coverage they need, navigate hazardous occupations and hobbies, and work through difficult foreign travel or residency.

After submission we use our expertise and relationships to help you get the best outcome when something unexpected threatens to derail your sale. Our knowledge in different carriers’ approach to specific problems and their underwriting credit and concession programs help negotiate the right solution for you in a complex landscape.

Now you have an underwriting team on your side fighting for your clients.


 

Video Basics

Our short videos cover basic concepts that help you educate and serve your clients. View them below.

Underwriting: Nicotine Use
In this video, Byron covers the basics in the best way to obtain coverage for your clients who may be using nicotine, for both heavy and occasional users.

Underwriting: Marijuana Use
In this video, Byron covers the basics in obtaining coverage for your clients who may be using marijuana.

Underwriting: Hazardous Activities
In this video, Byron covers the basics of getting coverage for those clients who may participate in hazardous sports or activities.

 

Carrier Matrix

Our wide range of products and carriers ensures you’re able to offer the best selection and value to clients