August's Product Updates


Altitude invites have been sent 
If you know you’ve qualified but haven’t seen your invite please check your junk folder and add to your address book to be sure you receive future messages. Or click here to send an email and ask for your registration link. Looking forward to seeing many of you in September! 

Introducing Allegis Video Basics 
Wether you're just starting as an independent advisor or are perfecting your established practice, these videos are great tools to go over the basics in how to help serve your clients.

View them all >



View our Life Video Basics >

Eric Stuart | | 801.826.3929
Sarah Clift | | 801.826.3923
Josh Pfifer | | 801.826.3991

New 2017 CSO* Max Accumulator
In addition to offering upside potential and downside protection, client-controlled premiums and allocations, the updated 2017 CSO product includes: 

• Reduced Premium Loads: decrease -2.5% across most ages / durations • Transparent and affordable cost-structure: to help generate optimal, stable income in good or bad years 
• Strong Cash Value Potential: top tier product performance for cash accumulation and income distribution 
• And more

Download the PDF >


Coming Soon – Continued PBR/2017 CSO Product Updates 
In preparation for the upcoming regulation changes to Principle-Based Reserving (PBR) and the 2017 Commissioner’s Standard Ordinary (CSO) Table, Lincoln continues to update our product portfolio. 

Download the PDF >


Life Insurance Product Portfolio Update Effective September 27, 2019 
Effective September 27, 2019, Brighthouse Financial® will close the following products to new sales:

• Brighthouse Premier Accumulator Universal Life (PAUL) 
• Brighthouse Guaranteed Level Term (GLT) 

Download the PDF >


Remain Competitive with Term Essential®and Term Elite®
Here's the great news – people are living longer. Of course, improving mortality impacts how the life insurance industry prices protection products. This includes Prudential's Term Essential and Term Elite. Effective July 15, 2019, both products will be repriced to reflect new mortality tables.

Download the PDF >





View our Annuity Video Basics >

Dean Hamilton | | 801-826-3911
Travis Carrell | | 801-826-3914

Allianz will drop the bonus on the Allianz 222
Bonus will change from 22.00% to 15.00% on Tuesday, August 6th. Please check with your annuity team on details and rate lock procedures.

AIG announced a new 5yr indexed annuity
The AIG Power 5 Protector which will launch August 12th
Download the PDF >


[Great American]
Great American and Delaware Life recently announced rate decreases
Great American on July 31st and Delaware on August 5th. 
Download the Great American Rate Sheet >

Download the Delaware Life Rate Sheet >




Heather Rolfe | | 801-826-3977
Rob Christensen | | 801-826-3922


Updated Asset Care® product has launched!
Asset Care is still the same great product with the same great benefit guarantees — they’ve just simplified and enhanced the product, improved consistency while maintaining flexibility and added options that their distribution partners have asked for over the years. Review their July 1 communication for key product features, transition timelines, state approvals, training opportunities and more.

Read about this update and more >




View our Disability Video Basics >

Bart Spencer | | 801-644-2278

Illinois Mutual
Disability Financial Underwriting
One of the complexities of disability underwriting is medical and financial reporting. Illinois Mutual has simplified this for cases with benefit amounts of $3,000 or less. If the applied for amount falls at this level or less, the client will require no paramed examination and no income documentation is required if they are a W2 employee. See the attached Simplified Underwriting flyer for details. Call the Allegis disability department for assistance with your cases where this may be helpful.

Download the PDF >


Disability Buy-Sell 
If your clients are part of a partnership, a properly executed buy-sell agreement is important in the running and maintaining of the business relationship. “Do It yourself” buy-sell agreements are not a proper way of running a business. One of the important factors of the this document is business valuation. Principal offers a complimentary service to review business financial documents and buy sell agreements for correctness and current values. Principal will then provide you with the colored report customized to your client’s business (download PDF below). This then assists you in applying for buy sell insurance funding in the event of death or disability. It is worse to have a disabled partner than a deceased one. Talk to your clients about their business partnerships, offer them this free service and then you can move forward with applying for disability buy sell or life insurance. See the Allegis disability team to request quotes for your clients for this valuable coverage.

Download a sample report >

Download Principal’s Disability Buy-Out Insurance Policy Highlights PDF >

Layne Turner